The Financial Act is a nonprofit organization dedicated to economic empowerment through practical, real-world financial counseling. We serve veterans, seniors, low-income households, and underserved communities across the nation — helping people move from surviving financially to finally feeling stable.
Every day we work with individuals and families who simply were never taught how the financial system actually works. And they’re not alone.
This isn’t a personal failure — it’s an education gap.
Real economic change starts with understanding.
Before someone can fix their finances, they have to know what’s affecting them and why.
We believe financial freedom isn’t about income level — it’s about knowledge, access, and guidance.
Our financial literacy programs break down complicated topics into clear, usable steps. Participants learn:
Because credit impacts more than purchases — it influences where you can live, what you can drive, and sometimes even employment opportunities.
Change doesn’t happen by hoping.
Change happens by learning… then applying.
And that’s exactly what we help people do.
Learn more about our free educational workshops designed to put you back in control. We’ll walk you through rebuilding credit, growing wealth, protecting your identity and assets, reducing debt, and setting up an emergency fund that gives you real peace of mind.
Visit the Veterans Community Housing Program page to learn more about the housing program for veterans.
Repair the past. Reclaim your future.
We help you rebuild credit, restore confidence, and open the door to real financial opportunity.
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Credit reports list your loans, current debt, bill payment history, and previous debt and other financial information. It's essential the information be 100% accurate.
Managing your debt or debt consolidation can transform your finances. Less credit debt means greater financial strength; this will allow you to start saving toward financial goals or an emergency fund.
Starting a business takes planning, financial counseling, dedication, organization, critical decision-making skills, solid credit history, and completing the legal process. This is the 8 step guide to starting a business.
Identity victims suffer over $1K in fraud and countless hours of stress trying to recover from their identity loss. Over 16 million consumers have been impacted by identity theft.
In the United States, homeownership achievement remains deeply divided by race and ethnicity. Today, only 41 percent of African Americans and 38 percent of Latinos own.
TFA mentors are unmatched in their focus and dedication to help individuals work toward their credit and financial goals. We are proud to support our mentors as they help families and communities overcome economic challenges.