Housing Program

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In the United States, homeownership achievement remains deeply divided by race and ethnicity. Today, only 41 percent of African Americans and 38 percent of Latinos report living in homes of their own, compared to nearly 72 percent of whites (Callis and Kresin 2016). 

The Financial Act housing counselors and realtors are here to help you put wings to your dreams of being a homeowner. No matter whether you are trying to purchase your first home, facing the threat of foreclosure, or simply want to learn more about investing in your home, we’re here to help you. 

How Can a TFA Housing Counselor Help You? 

If you are getting ready to buy a home and need help navigating through the process, we are here to help you. A TFA housing counselor is a realtor, loan officer, or a financial and credit advocate specially trained to provide you with counseling and advice to homebuyers and homeowners. Our counselors go through training and receive certifications. 

Working with a housing counselor can be highly beneficial for first-time and current homeowners. 

· They can help you create a step-by-step action plan to help you with your dreams of homeownership, including how to overcome common barriers to homeownership, such as bad credit, no credit, low income, and high credit debt. 

· Counselors can help you identify housing programs that can help homebuyers, such as closing costs and down payment assistance programs. 

· Counselors will help you navigate and understand how much home you can afford to buy, so you can narrow the search and ensure you buy a home within your budget, without the fear of facing high-risk foreclosure. 

Get a free consultation to discuss your home buying options and how to reduce the credit card debt with our credit safe options.